Savings Account Comparison
Account |
+ |
Opening Deposit |
Minimum Balance to Avoid Service Charges |
Monthly Service Charge |
Unlimited Check Writing |
Interest Bearing |
Business Savings Account |
Business Savings Details |
$0 |
$100 |
$2 if balance below $100 |
No |
Yes |
Business Money Market Account |
Money Market Details |
$0 |
$2,500 |
$10 if balance below $2,500 |
No |
Yes |
Health Savings Account |
HSA Details |
$0 |
$0 |
$0 |
Yes |
Yes |
Account Details
Business Savings Account
- Variable interest rate (please contact us for current rates)
- Interest compounded and credited monthly
- Withdrawals made by electronic transfer or check are limited to 6 per month
- Only $2 monthly service charge if minimum balance falls below $100
- A withdrawal fee of $1 may apply if the number of transactions exceeds allowable limits
- Fee Schedule
Business Money Market Account
- Variable interest rate (please contact us for current rates)
- Interest compounded and credited monthly
- Withdrawals made by electronic transfer or check are limited to 6 per month
- Only $10 monthly service charge if minimum balance falls below $2,500 during your statement cycle
- A withdrawal fee of $1 may apply if the number of transactions exceeds allowable limits
- Fee Schedule
Health Savings Account
- No minimum balance
- No service charges
- Unlimited check writing
- Variable tiered interest rate account
- Free Visa® Debit Card
- Available with a High Deductible Health Plan (HDHP) - please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements
- Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
- Fee Schedule
We proudly serve the Montana communities of Kalispell, Lakeside, Whitefish, Columbia Falls, Libby, Eureka, Bigfork, Polson, and Ronan.