Every new Business Checking account comes with:
- FREE VISA® Debit Card
- FREE Basic Online Banking & Bill Pay
- FREE eStatements
- FREE Gift to thank you for your business
Checking Account Comparison
| Account |
+ |
Minimum to Open |
Free Items Per Statement Cycle |
Free Cash/Coin Deposits, Withdrawals
and Changes Orders Per Statement Cycle
|
| Totally Free Business Checking |
Free Checking Details |
$0 |
0 - 200 FREE items
No excess item fee
|
$10,000
No excess item fee
|
| Simply Business Checking |
Simply Business Details |
$0 |
0 - 500 FREE items
Excess item fee $0.50
per item over 500
|
$10,000
Excess cash fee of 0.12% for cash over $10,000
|
| Commercial Checking |
Commercial Checking Details |
$0 |
See Account Details section
|
See Account Details section
|
Account Details
Totally Free Business Checking
- 200 FREE items per statement cycle
- No minimum balance
- No monthly service charge
- Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders
Simply Business Checking
- No minimum balance
- Up to 500 FREE items per statement cycle
- Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders
- Excess item and cash over limit fees apply
Commercial Checking
- Eligible for earnings credit from deposit balances which may offset monthly service charge
- Standard fees include: $10 Monthly maintenance fee, 0.012% deposit protection assessment fee (on monthly avg collected balance per acct up to $250,000) plus account activity fees; $0.10 per debit, $0.25 per credit, $0.10 deposited items, cash and loose coin $0.10 per $100, rolled coin $0.05 per roll
- Business Online Banking with customized Treasury Management Solutions available
- Other fees may apply as additional service are selected
Additional documents and/or state registration may also be required. Contact us at 406-756-4200 or toll free at 800-735-4371 for further information.
Items include all debits, credits, and deposited items. If the account exceeds the free items per statement cycle, $10,000 in coin and currency deposits or withdrawals per statement cycle, including change orders, or requires additional regulatory oversight, the Totally Free Business account may be changed to Simply Business Checking and Simply Business Checking may be changed to Commercial Checking both of which include additional fees.
Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule for details. $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. Free gift provided at the time of account opening. Ask us for details. Bank rules and regulations apply.
We proudly serve the Montana communities of Kalispell, Lakeside, Whitefish, Columbia Falls, Libby, Eureka, Bigfork, Polson, and Ronan.
